Life Settlements

QUALIFICATION REQUIREMENTS 

The qualifications for a life settlement transaction differ from purchaser to purchaser in much the same way as the underwriting criteria for life insurance companies.  Table ratings can differ from carrier to carrier and so can a life expectancy in this business.

In order to save valuable time for the policy owners and their agents, Welcome Funds underwrites each case in-house and also obtains an independent life expectancy review.  Once this process is completed, the life expectancy and insurance parameters are matched to the various requirements of our multiple funding sources.   By working with every funder, Welcome Funds has the ability to match each case to the best funding sources and ensure that all of our clients receive the highest possible settlements.

Below are summaries of the industry's standards of qualification for a Life Settlement and a Life Expectancy Chart to provide an estimate of projected mortality for an insured.


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