Someone Has Offered To Purchase My Structured Settlement Payments.
What Should I Know Before I Do This?

It is important that you seek the advice of a trusted attorney.  If you do not have an attorney, you may wish to call the attorney who originally negotiated your case.  If you cannot reach that person, you might also consider contacting the office of your state's attorney general.  

In recent years, more than 35 states and the federal government have enacted consumer protection statutes that establish strict conditions for these transactions. Under the federal law, court oversight and approval is required for injury victims who chose to sell payments from a structured settlement to a third-party company.

Also, advocates for consumers and the disabled have publicly called attention to the practices of firms engaged in the purchase of structured settlement payments.  These groups include the Consumer Federation of America, The National Spinal Cord Injury Association and the National Organization on Disability.